Hi Donald, thanks for your message. I joined Titanium this past November, got the HRC, etc. Have had five assignments. The HAMP for the owners looked pretty bleak. If & when the time comes, I hope to get the listings. I have spent quite a bit of money & a tremendous about of time of trying to get into the REO market. I worked as a team member with another Broker, and did not have the direct contacts w/ the asset managers that he did. Somewhere along the line, I know this will work out. I can do it and do it well, I am confident. Keep me posted about you, too!