Jason, my name is David Canterman and I am with Lantzman Management. We are private lenders located in San Diego. We are well capitalized, quick to fund, have no junk fees, no prepayment penalties and require no appraisals. We have been engaged in private lending for many years and loan throughout all of California. Nevada and Arizona. Most recently we have been specializing in loans to rehab companies and "flipper" groups who have been buying REO properties singularly or in bulk purchases. If you would like more information, I can be reached at 858-720-0229 Ext 102 and my e-mail address is firstname.lastname@example.org. Our website is lantzmanmanagement.com.