Jesse Gonzalez is a highly accomplished and respected real estate professional with a wealth of experience in the industry. With a career over 15 years, Jesse has established himself as a leading real estate sales and marketing expert.
As a licensed real estate agent since 2005 and a broker since 2008, Jesse has a comprehensive understanding of the complexities of the market. In 2013, he founded his firm, Liberty House Realty, LLC demonstrating his entrepreneurial spirit and commitment to delivering exceptional service to his clients.
Jesse's expertise extends beyond traditional real estate transactions. He obtained his Registered Appraisal Trainee in 2019, providing him with valuable insights into property valuation and market analysis. Although he decided to focus primarily on sales, his appraisal background gives him a unique advantage in understanding the intricacies of property values and trends.
With a dedication to excellence, Jesse consistently achieves outstanding results for his clients. Last year alone, he closed over $20 million in sales and received the prestigious Sapphire Award from his local association, recognizing his exceptional achievements in the industry.
Beyond his successful career in real estate, Jesse is passionate about education and personal growth. He is completing his undergraduate degree in Forensic Psychology, with plans to attend Law School in the fall of 2024. Jesse's ambition is to become a real estate litigator, focusing on real estate consumer protection law and advocating for the rights and interests of homebuyers and sellers.
As the owner/operator of the nation's largest social network for REO professionals, <a href="http://www.REOProNetwork.com">www.REOProNetwork.com</a>, Jesse has positioned himself as a thought leader and industry influencer. Through this platform, he fosters collaboration and knowledge-sharing among REO agents, attorneys, asset management firms, and other professionals in the field.
With a commitment to professionalism, integrity, and providing a personalized experience for his clients, Jesse Gonzalez is a trusted advisor and a driving force in the real estate industry. Whether assisting clients with buying or selling properties, he consistently goes above and beyond to exceed expectations and ensure successful outcomes.
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Comments
In an FHA transaction even if the borrower backs out at the last minute you can not keep any of the money. That is part of doing an FHA loan or purchase transaction.
In my experience I have encountered folks like that and most of the time they are pre-approved by a lender like Bank of America or Sun Trust.
The type of letter that you haev been receiving as "pre approval" is just a pre-qualificaiton later or maybe we can call it a qualification letter, based on the review of the potential buyer's assets, debt ratios, income, credit score and employment but with out the verification, that is what a loan officer should gather on the first meeting with the client. I know the term pre-approval is used very loosely, and maybe what we need to ask is a commitment letter, that of document already has a loan number attached to it. But you know how some people are about commitments, specially first time buyers who most of the times are affraid to take the jumb and keep on listening to their "expert" friends.
The other things in defense of loan officers is that in this market loan guidelines are changing almost every day, and banks now are scrutinizing all the buyers to make sure that loan doesn't become a foreclosure a few years down the road.
Get ready for more swiss cheese in the Pre Approval Letters to come in future days.